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Interest rates 2004 - Latest news and information

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September 2004

Autumn brings a fall in house prices
September 2004

"RICS Housing Market Survey of Great Britain: three months to August 2004.. An overall decline in house prices has been recorded for the first time in over a year, the RICS (Royal Institution of Chartered Surveyors) housing market survey reports.."

To read the full article, and more from RICS >>go

House prices slide as mortgages bite
Times Online
September 2004

"THE property market has finally turned, with prices falling across much of the country. Four separate surveys of estate agents and mortgage lenders revealed that interest rate rises have sapped buyers’ confidence, preventing them from taking out new loans and causing prices to fall.

One in four estate agents in a leading property survey published today says that house prices are now falling. The trend is expected to continue through the autumn, as agents’ confidence slumps to its lowest level in six years, apart from the run-up to the Iraq war..."

To read the full article / research more go to times online >> go

May 2004
Wide Ranging Advice

Andy Gray, head of mortgages at The Woolwich, said: "Consumers clearly believe that 2004 will be a much more stable year for house prices than previous years. The massive fluctuations we have seen are beginning to even out as inflation drops in line with consumer confidence in the economy as a whole".

The Royal Institution of Chartered Surveyors (RICS) said the level of property which was up for sale was now at its lowest level since June 2002. RICS predict growth of 6 per cent for 2004.

Hometrack, the property research company, foresee price growth of 4 per cent. Hometrack data is collected from 3,500 estate agent offices from all 2,200 postcode districts in England and Wales

Halifax, the UK's biggest mortgage lender, and their rivals, the Nationwide, are the most bullish, predicting growth of 8 and 9 per cent respectively.

Only Capital Economics, an independent consultancy, have said they believe prices will fall back by 2 per cent by the end of 2004.

With the Office of the Deputy Prime Minister saying that the average value of a house in this country is now £161,365, an aerage growth of around 6 per cent could mean around a £10,000 increase in the price of such a property during the next 12 months.

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