Asset Design Limited is authorised and regulated by the Financial Services Authority.
Please note that most buy to let mortgages are not regulated by the Financial Services Authority.

Before you consider investing in additional property, have you thought about evaluating you current mortgage commitments to see how competitive they are? You might be able to get a better deal elsewhere...

Release equity to clear credit card debts and reduce monthly outgoings or to secure immediate funds

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We recommend keeping your eye on regular mortgage reviews

While you may shop around for a new home, it is all too easy to forget that even if you are not moving, you can shop around for a better mortgage - particularly if your financial situation has improved since the time you took out your initial mortgage.

Moving your mortgage to a new lender may save you a considerable sum of money and has the potential to allow you to:
• Reduce monthly payments
• Consolidate loans into one reduced monthly payment
• Release equity (more information here)
• Reduce the mortgage term
• Return the lump sum back out of an endowment mortgage
• Reduce interest payments

For example...
For an interest only mortgage of £50,000 over 25 years, the cost to pay it back at today's interest rates is approxiately £135,000. For a Repayment Mortgage, the repayment cost is approximately £105,000. That is a staggering 2.0 to 2.75 times what you borrowed.

Can you reduce your monthly commitments? Find out now.
Call one of our team on 08704 28 28 29* for a free review. We'll search through over 4,500 mortgage products from 150 lenders to provide a valuable comparison.

Debt Consolidation & Equity Release: You could be turning short term debt into long term debt and you could be potentialy turning unsecured debt into secured debt.

* Lines open Monday - Friday 8.00am - 10pm. Calls charged at local rate. Calls are monitored and may be recorded for training purposes. Operated by Asset Design Limited, authorised and regulated by the Financial Services Authority. Find out more


	*Calls are monitored and may be recorded for training purposes
	CERTAIN MORTGAGES, SUCH AS BUY-TO-LET MORTGAGES, ARE NOT REGULATED AND AUTHORISED BY THE FSA
	ADVICE:THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGES. WE CHARGE A FLAT FEE CLEARLY ITEMISED ON OUR RECOMMENDATIONS. A TYPICAL FEE MIGHT BE 1% OF THE LOAN AMOUNT PAYABLE ON COMPLETION OF THE LOAN.
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