Asset Design Limited is authorised and regulated by the Financial Services Authority.
Please note that most buy to let mortgages are not regulated by the Financial Services Authority.

The UK pension industry until not long ago used to be the best in Europe; no longer so. Due to poor stock market performances and the imposition of taxes on pension funds growth.

Compare property returns and growth with a standard monthly pension fund

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Read how two maths teachers amassed a £75 million property fortune in just ten years

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Continuing Difficulties - Be Aware!
The dire stock market performance of the past few years has many experts advising that this lacklustre and risky trend may continue for some time. For many years the idea that pension funds would start failing was never considered.

For many companies with final salary pension schemes there is an ever-increasing burden on the ability of company’s profits. Two fifths of final salary schemes have been closed to new staff in the past year and 7% of companies have shut their schemes to existing employees according to the National Association of Pension Funds.

And when it comes to retirement the amount you receive from your pension is determined by the value of the stock market and prevailing annuity rates at date of retirement which means that your retirement income can be a bit like the lottery.

Salient Quotes
“Government moves to improve take-up of pensions provision do not seem to be making a major impact on UK pensions schemes and instead are being met with widescale scepticism in the pensions industry.”
Karen Roberton, JPMorgan Fleming

“The iron logic of rising life expectancy is that either: workers become poorer; pensioners become poorer; or there must be a rise in the average retirement age”
Adair Turner heads the Government’s commission on pensions. Quote from Real Business May 2003

"The pension crisis will mean “poverty pay for millions of people in retirement”
Derek Simpson AMICUS

How we Can Help You The Property Banking team will help you plan a property portfolio to suit your needs for growth and investment.
Call one of our team on 08704 28 28 29* to discuss drawing up a Property Plan or to ask a question!

* Lines open Monday - Friday 8.00am - 10pm. Calls charged at local rate. Calls are monitored and may be rrecorded for training purposes. Operated by Asset Design Limited, authorised and regulated by the Financial Services Authority


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